CALCULATION GUIDE

What Expenses Are Included in Net Operating Income?

Use a consistent NOI definition when comparing income-producing properties.

Calculation approach

NOI normally starts with effective property income and subtracts recurring operating expenses such as property tax, insurance, utilities paid by the owner, management and routine maintenance.

How to use the result

Financing payments, income taxes, depreciation and major capital projects are generally analyzed outside NOI. Lease definitions and lender underwriting may require specific adjustments.

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